Louisiana Commercial Farm and Ranch Loans
Janus Ag Finance specializes in real estate loans to the agricultural communities in Louisiana including commercial farms, ranches, horse operations, vineyards and ag facilities. We are your connection to the best terms and underwriting in the country.
Ag Finance is an outlet for Farmer Mac, Farm Credit, major national financial institutions, insurance companies, and regional commercial banks and farm lenders throughout the country. We know how to present you and your operation in the best light and where place your loan better than anyone. We have been doing it for 20 years.
- Highly competitive rates with minimal fees
- Personalized and experienced loan processing. We know how to maximize your borrowing potential
- First lien on real estate
- $200,000 minimum loan
- Loans to 70% of the value of collateral
- No prepayment penalty
- Loans over $1,000,000 qualify for customized rates and terms
- No maximum acreage limitations
- Good credit required - Credit Scores over 620 - Free Credit Report
- 3-5 years tax returns to document history of adequate income
- Requires total debt /total assets ratio no more than 60%
- Farm Operating Line of Credit available to 7.5 million
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